Legal Notices & Privacy Policy

Welcome to SmartTopgrading.com. Smart & Associates, Inc. and its affiliates provide their services to you subject to the following notices, terms, and conditions. In addition, when you use SmartTopgrading.com or any other Smart & Associates, Inc. service, you will be subject to the rules, guidelines, policies, terms, and conditions applicable to such service.

All content included on this site, such as text, graphics, logos, button icons, images, audio clips, and software, is the property of Smart & Associates, Inc. or its content suppliers and protected by U.S. and international copyright laws. The compilation (meaning the collection, arrangement, and assembly) of all content on this site is the exclusive property of Smart & Associates, Inc. and protected by U.S. and international copyright laws. All software used on this site is the property of Smart & Associates, Inc. or its software suppliers and protected by U.S. and international copyright laws. The content and software on this site may be used as a shopping, selling, and e-card resource. Any other use, including the reproduction, modification, distribution, transmission, republication, display, or performance, of the content on this site is strictly prohibited.

Smart & Associates, Inc.'s trademarks may not be used in connection with any product or service that is not Smart & Associates, Inc.'s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Smart & Associates, Inc.. All other trademarks not owned by Smart & Associates, Inc. or its affiliates that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Smart & Associates, Inc. or its affiliates.

This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, or otherwise exploited for any commercial purpose that is not expressly permitted by Smart & Associates, Inc.. Smart & Associates, Inc. and its affiliates reserve the right to refuse service, terminate accounts, and/or cancel orders in its discretion, including, without limitation, if Smart & Associates, Inc. believes that customer conduct violates applicable law or is harmful to the interests of Smart & Associates, Inc. and its affiliates.

We at SmartTopgrading.com recognize the importance of protecting your personal and financial information.

SmartTopgrading.com must sometimes obtain personal information about you in order to provide the SmartTopgrading.com service. This information assists us in servicing your account. We understand that you may be concerned about what we do with this information.

You have our assurance that:

We are committed to safeguarding your privacy online.

We only use your personal information to help us service your account, to improve our services to you, to provide you with services you have requested, and to inform you about additional products or services that may be of interest to you.

We do not sell your personal information to third parties. We do, however, share selected information under certain conditions: (1) We share information as part of normal business operations and as part of normal legal/regulatory purposes required various government entities; and (2) We occasionally invite selected third parties to participate in offers we feel would be attractive to SmartTopgrading.com customers.

This Web site does not collect personally identifying information about you except when you specifically and knowingly provide it.

The SmartTopgrading.com site may contain links to other Web sites. SmartTopgrading.com is not responsible for the privacy practices or the content of such Web sites.

THIS SITE IS PROVIDED BY Smart & Associates, INC. ON AN "AS IS" BASIS. Smart & Associates, INC. MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Smart & Associates, INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Smart & Associates, INC. WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

This site is created and controlled by Smart & Associates, Inc. in the State of Illinois, USA. As such, the laws of the State of Illinois will govern these disclaimers, terms, and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our site and these disclaimers, terms, and conditions at any time.

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